Sail Canada Member Benefits

Contenu disponible en français If you are a member of a yacht club and that club is a member of Sail Canada did you know you are entitled to receive the Sail Canada endorsements at no additional cost? The exclusive Sail Canada endorsements provide much more than that including: Regatta Expense Endorsement:  We will reimburse […]

Proposed Changes to Pleasure Craft Licensing in Canada: Have Your Say!

Introduction: Ahoy, boating enthusiasts! We have some interesting news to share with you. The Canadian government has proposed changes to the Pleasure Craft Licensing regulations, and it’s time for all boat owners to voice their opinions. (This is your boat registration/boat license). In this blog post, we’ll provide you with a summary of the proposed […]

Winter Storage: Sailboat Masts, Up or Down?

In yacht clubs across Canada, as sailboats are hauled-out and winterized, the question always comes up: Should the mast remain up during the winter, or de-masted and stored separately?  The answer? “As in most questions related to insurance the answer is: it depends, so contact your boat insurance broker before you make any decision.” stated Andrew Robertson, Senior […]

Am I Required To Insure My Boat?

Boat insurance is NOT required for private pleasure boats in Canada, but that doesn’t mean you don’t need it. If you have a loan on the boat, your bank will likely require proof of insurance. The bank will be identified as a lien holder on the policy which means if there is a total loss claim they […]

NEW Compulsory Insurance Regulations For Boaters

NEW Liability Requirements for Boaters

If you plan to use your boat for carrying passengers then you need to know about new  regulations that make passenger liability insurance mandatory for  marine passenger vessels. These regulation don’t affect you if you just use your boat for private pleasure. But if you use your boat for any of the following activities then the compulsory insurance regulations […]

Port Credit In-Water Boat Show | August 24-26

The Port Credit In-Water Boat Show returns to Port Credit Harbour Marina in Mississauga, Ontario August 24-26. This local show is the one place where there is a wide variety of power and sail boats, both new & used for sale. If you are in the market for a boat, this is a great show to […]

New Abandoned Vessel Act Worth Watching

Transport Canada issued a news release on October 30: Government of Canada marks the one-year anniversary of the Oceans Protection Plan and introduces the Wrecked, Abandoned or Hazardous Vessels Act.  It makes for interesting reading. Who can complain about a plan to “improve environmental protections and increase economic opportunities through tourism and fishing”. I’m not […]

Could it happen here? (And if it did, am I covered?)

With all the devastation in the eastern Caribbean a natural question to ask is ‘is our boat in that kind of risk?’ In Canada, the answer is largely ‘no’ but there is always a chance. There have been more than 60 recorded instances of tropical cyclones in Canada. Twenty-five of those occurred from 1995 to […]

FAQ: Deductibles and Boat Claims

There is a bit of confusion and misinformation circulating regarding deductibles for insurance. I have dedicated this post to addressing the most common misconceptions and frequently asked questions. Why are there deductibles on an insurance policy? The deductible is the amount or portion that you will have to pay on any claim. These exist in insurance […]

Rick Mercer Chats Boat Insurance with Skipper’s Plan

Just about every Canadian outside the sphere of politics loves Rick Mercer like they love slamming back a double-double and rolling up the rim. Most politicians  enjoy watching their opponents being dissected in one of Rick’s Rants but few dare to engage the political satirist for fear of becoming the punch line. When I saw Rick and his camera crew approaching the […]