Insurance Matters for Dinghy Sailors
Contenu disponible en français Most sailors start off in the dinghy classes when they are young and many have fond memories of time spent in Opti’s, Lasers, 420s, and many others. Young sailors are only concerned about the boat itself (and rightly so) while the responsibility for storage, transport, maintenance and insurance falls to their […]
Surveys waived for boats under $50K and under 30ft
UPDATED June 2024 – Gallagher Skippers’ Plan clients with boats under 30 feet in length that have a market value of under $50,000 no longer require a marine survey. Surveys will still be required as a requirement to keep Agreed Value Coverage, or if you have a Sea Doo jet boat. At anytime Aviva may […]
The Boat Claims of Winter
It is a common misconception in the boating community that once boats are hauled out for winter storage that they are much safer. Our claims statistics tell a different story. Here is my list of the Top Claims of Winter Theft. The week after haul out and the week before launch are active times for thieves. […]
Sailboat Rigging & Maintenance
In 2014 we saw even more dismasting claims due to age and worn out old rigging. This blog entry is copied from my previous blog because the message is not getting out to sailors. Sailboats over 15 years old that still have the original wire rigging have a high rate of rigging failures and dismastings each year. […]
New to Boating? You need to visit TIBS
Did you know that 25 – 30% of the people attending the Toronto International Boat Show each year are new to boating and/or first time attendees? In 2015 new boaters visiting the show ( January 10-18, 2015) should make their first stop at the New Boater Welcome Centre. This is where first-timers can speak to unbiased experts who will […]
Boat Insurance Deductibles and Claims
There seems to be a bit of confusion in the boating community regarding boat insurance deductibles and how they are applied if you have a claim. How the deductible is applied is contained in the insurance contract (i.e policy wording) and/or the declaration page of the policy. You should be familiar with how these work […]
Claim Season is Officially Open
Summer finally arrived although some are still debating this fact. For you this marks the start of the prime boating season. For insurance companies it marks the beginning of peak claim season. Add to that all the new boat sales and you can understand why this blog has not seen much action recently- a trend […]
Buying a Boat Part 9 – First Day on the Water for Fortuitous
First things first. We finally decided on a name for our new sailboat – Fortuitous. Fortunate is how we mostly feel but there was a significant amount of of luck and opportunity that got us this far. After a month of projects , upgrades and maintenance work we were finally ready for our first sail […]
Buying a Boat Part 8 – Guest Blogger – Spousal Approval from her POV
As indicated in a prior blog, spousal approval can be the most important factor in that final step towards buying the boat of your dreams. In our case, it was not a quick process.