FAQ: Deductibles and Boat Claims
There is a bit of confusion and misinformation circulating regarding deductibles for insurance. I have dedicated this post to addressing the most common misconceptions and frequently asked questions. Why are there deductibles on an insurance policy? The deductible is the amount or portion that you will have to pay on any claim. These exist in insurance […]
Rick Mercer Chats Boat Insurance with Skipper’s Plan
Just about every Canadian outside the sphere of politics loves Rick Mercer like they love slamming back a double-double and rolling up the rim. Most politicians enjoy watching their opponents being dissected in one of Rick’s Rants but few dare to engage the political satirist for fear of becoming the punch line. When I saw Rick and his camera crew approaching the […]
How To Buy Boat Insurance (Part 2)
Buying boat insurance is easy right? If you know what to look for it is but for first time boat owners the process can appear a bit confusing . If you are buying your first boat I would like to offer some tips so you avoid the common mistakes of first time buyers. In my […]
How to Buy Boat Insurance ( Part 1)
Our primary role as your insurance broker is to shop the market on your behalf to obtain the best coverage at the best price. We are also here as your advocate and adviser on many issues related to boat ownership. However, some people miss out on our free service and advice because they leave insurance […]
Skippers’ Plan Getting Better Once Again
New for 2016 we are pleased to announce enhancements to the Watercraft Policies we place with AVIVA Elite Insurance: Liability coverage available up to $2 million for an additional $10. The claims-free discount is now applicable to PWC’s The standard deductible for all PWC’s is now $500 reduced from the previous $750. But the GOOD news doesn’t […]
Rise of the Drones
There was a new product on exhibit at the Toronto Boat Show this year that has nothing to do with boats. They go by many different names including unmanned aerial vehicles (UAV), drones, and quadcopters. Quadcopters in an assortment of sizes made their debut this year and judging from the brisk sales they are a hit with […]
Surveys waived for boats under $50K and under 30ft
UPDATED June 2024 – Gallagher Skippers’ Plan clients with boats under 30 feet in length that have a market value of under $50,000 no longer require a marine survey. Surveys will still be required as a requirement to keep Agreed Value Coverage, or if you have a Sea Doo jet boat. At anytime Aviva may […]
Insuring a Boat on your Home Policy
Over the last 5 years I have partcipated in boat show seminars for new boaters and people thinking of buying their first boat. It is a great opportunity for people to ask questions and share any concerns they may have. The advice provided by a panel of boating industry experts has hopefully helped new boaters avoid the most […]
