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You’ve cared for your boat and kept it at a fine club. Now, thanks to your Sail Canada membership,
your boat can repay you by giving you exclusive access to extra benefits on your Skippers’ Plan insurance .

Who is eligible?

  • All Sail Canada members including current members of yacht clubs and sailing schools
  • Spouses of the eligible members
  • All dependent children of members provided they reside with the individual and are 25 years of age or younger, or attending school or college

Exclusive Sail Canada Gallagher Skippers’ Plan endorsements*

  • Decreasing deductible endorsement
  • Emergency expense endorsement for towing vehicle & trailer
  • Regatta expense coverage
  • Racing collision claims settled based on protest committee decision

*not applicable to day sailor/ racing dinghy policies


 Gallagher Skippers’ Plan highlights

  • Agreed Value coverage on boats up to 20 years of age
  • Replacement cost coverage on partial losses
  • Guaranteed replacement cost coverage available for new boats
  • Accidental fuel spill coverage
  • Freezing damage included
  • Newly acquired watercraft included
  • Broad navigation area
  • Endorsements available for extension to U.S. and Caribbean
  • Personal property coverage
  • Emergency towing expense coverage
  • Voluntary medical payment
  • Uninsured or underinsured boater coverage
  • Loss of use
  • Claims free discount
  • Premium discount for Sail Canada courses
  • Trip planning
  • Concierge services
  • Special wording for day sailors/ racing dinghies in Canada and contiguous U.S.

Insurance programs for Yacht Clubs, Schools, Instructors and Coaches

Insurance FAQ

Race Official FAQ click here
Instructor FAQ click here

On Water Regatta Liability

Click here for information

Instructor Liability Coverage

Click here for information

Directors & Officers Insurance

Click here for information

Sailing School Insurance

Click here for information

Legal Expense Insurance

Click here for information