Special Risks Insurance

Gallagher Skippers’ Plan Special Risk Insurance provides worldwide coverage for kidnap, extortion, detention, hijack, mysterious disappearance, express kidnap and other related threats.  Featuring the Marine Kidnap Additional Expense benefit and 24-hour emergency crisis response, it protects you and your family against domestic and global security risks, both on and off the water.

Comprehensive Special Contingency Insurance

Protecting Canadian Skippers’ Plan families and their lifestyle against domestic and global security risks both on and off the water, by providing financial indemnity and unlimited 24 hour access to expert Crisis Response Consultants when a covered event occurs.

Covered Events Include

  • Kidnap
  • Extortion
  • Detention
  • Hijack
  • Express Kidnap
  • Threat Response
  • Mysterious Disappearance 
  • Maritime Kidnap Additional Expense

 

Limits of Liability

  • Ransom                        $1,000,000
  • Ransom in Transit       $1,000,000
  • Additional Expenses   $1,000,000
  • Legal Liability               $1,000,000
  • Personal Accident        $250,000
  • Response Consultant  
  • Fees and Expenses        Unlimited

24 Hour Emergency Cris Response

Following an insured event, the services of Special Projects and Services Limited (SPS) are available to you on a priority basis at no charge, providing advice and assistance in the handling of insured events for as long as required.  A free 1-hour consultation is also available to all Skippers’ Plan Special Contingency policyholders.

Covered Persons Include

  • Skippers’ Plan policyholder, spouse, children (including step or adopted), parents and grandchildren.
  • Visitors or persons normally residing in your home
  • Guests on your watercraft, aircraft or in your vehicle
  • Bodyguards, drivers and domestic employees

Worldwide Coverage*

*Some exclusions apply.

Please note that if purchased, the existence of the Special Contingency Insurance Policy must be held in strict confidence, or coverage can be negated.