Newfoundland & Labrador Personal Watercraft (PWC) Boat Insurance Coverage

Welcome to Gallagher Skippers' Plan
Your trusted partner for Newfoundland & Labrador Personal Watercraft (PWC) boat insurance

At Gallagher Skippers’ Plan, we understand the unique needs of Newfoundland & Labrador PWC (Personal Watercraft) enthusiasts. Our comprehensive marine insurance coverage is tailored to provide you with the peace of mind you deserve while navigating the stunning waters of Newfoundland & Labrador. Explore the exclusive benefits and coverage options we offer for your beloved PWC.

Protecting Canadian lifestyle on the water with coverage that fits your needs

Coverage highlights:

Agreed value coverage

Claims are settled based on the insured value with no depreciation

Actual cash value coverage

Claims are settled based on the insured value less depreciation at the time of loss

All risk coverage

Coverage for all risks of direct physical loss or physical damage (unless excluded) such as:

  • Fire, lightning or explosion
  • Storm damage
  • Vandalism and theft
  • Collision, upset or impact
  • Sinking or stranding
Navigation area and operating season

Covered afloat from April 1 to November 30 within inland waters of Canada and the United States (above of 40° North). Coverage remains in effect while laid up. Navigational extensions available for southern navigation including the Caribbean.

Liability

Coverage provided up to $3 million for third-party bodily injury and property damage, pollution, wreck removal, uninsured and under-insured.

Medical and accidental death coverage

Coverage for bodily injury caused by accident on board the boat.

Deductible options

Choose your deductible to reduce annual premium.

Newly acquired boat coverage

Policy extends coverage for new or replacement boat acquisition from purchase date for up to 15 days.

Personal effects coverage

Coverage for personal effects including apparel, sporting equipment and any personal items

Additional claim expense included

Coverage for loss of use, emergency towing, delivery of fuel, emergency labour and accommodation with no deductible.

Other benefits

Vermin coverage, marine assistance, pet coverage included. Guaranteed replacement cost available.

 

Gallagher Skippers’ Plan is a proud member and supporter of Boating Atlantic and the official insurance provider for Sail Canada.

* Older vessels may require photos, or a value and condition report, or an out of water marine survey. This is a general description of coverages. Subject to eligibility, policy special limits, and conditions. Boat insurance policy’s contain clauses that may limit the amount payable.

Why choose Gallagher Skippers' Plan?

Expertise

With years over 70 years of experience in Newfoundland & Labrador marine insurance, we understand the unique challenges of boating in Newfoundland & Labrador. Our experts are here to guide you through the process and find the coverage that fits your needs.

Tailored Policies

We believe in offering personalized solutions for Newfoundland & Labrador boaters. Our policies are flexible, allowing you to customize coverage based on your boat’s specifications and your boating habits. Insurance for Personal Watercraft (PWC’s). The most comprehensive marine insurance for Newfoundland & Labrador PWC’s.

Claims Support

In the unfortunate event of a claim, our dedicated claims support team will ensure a smooth and hassle-free process, getting you back on the water as soon as possible.

Don’t leave the safety of your Newfoundland & Labrador boat insurance to chance. Get a personalized insurance quote from Gallagher Skippers’ Plan today. Our easy-to-use online quoting system ensures you receive a competitive and customized quote tailored to your specific needs. Protect your PWC today.

Contact us now and embark on your sailing adventures with confidence, knowing you have Gallagher Skippers’ Plan by your side.

800.661.7211