Considering buying a boat or boat insurance, don’t forget a survey!

Boat ownership comes with a lot of responsibility, and one of the most important things to consider is insurance. Gallagher Skippers’ Plan understands the importance of having proper insurance coverage for your vessel. That’s why we’ve put together this guide to help you understand boat insurance and the process of obtaining a marine survey.

Boat Insurance

Boat insurance is a crucial part of owning a vessel. It helps protect you financially if something goes wrong, such as an accident or theft. When it comes to boat insurance, there are a few things you need to consider. First, you need to determine the type of coverage you want. This can include liability coverage, which covers damages to other boats or property, and hull coverage, which covers damages to your boat.

Next, you’ll need to determine the value of your boat. This is important because the value of your boat will determine the amount of coverage you need. Gallagher Skippers’ Plan will insure the boat based on the value that you paid for it, not the appraised value by a marine surveyor. This is because the insurance value protects the investment you made in the boat and not the appraised value.
Obtaining a Marine Survey

One of the most important things you can do when it comes to boat insurance is to obtain a marine survey. A marine survey is a comprehensive inspection of your boat performed by a marine surveyor. The surveyor will inspect your boat from top to bottom, inside and out, and provide a detailed report of its condition. This report can help you identify any potential problems with your boat that may need to be addressed.

It’s important to note that while the estimated value of the boat, the information provided in the survey can still be extremely valuable. It can help you identify any potential issues with your boat that may need to be addressed before they become bigger, more expensive problems. Learn more with Discover Boating on Marine Survey’s.


In conclusion, boat insurance is a critical component of boat ownership, and obtaining a marine survey is an important step in the process. At Gallagher Skippers’ Plan, we understand the unique needs of boat owners and can provide you with the right coverage to protect your investment. Visit our Resources Page If you have any questions about obtaining a marine survey, or about obtaining insurance, please don’t hesitate to contact us. Our team of experts is always here to help, call today 1.800.661.7211 or visit

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