Alberta Sailboat Insurance Coverage

Welcome to Gallagher Skippers' Plan
Your trusted partner for Alberta sailboat insurance

At Gallagher Skippers’ Plan, we understand the unique needs of Alberta Sailboat enthusiasts. Our comprehensive marine insurance coverage is tailored to provide you with the peace of mind you deserve whether you like to sail on Lake Minnewanka, Ghost Lake or one of the many other breathtaking waters of Alberta. Explore the exclusive benefits and coverage options we offer for your treasured sailboat.

Protecting Canadian lifestyle on the water with coverage that fits your needs

Alberta sailboat insurance - Coverage highlights:

Agreed value coverage

Claims are settled based on the insured value with no depreciation

Actual cash value coverage

Claims are settled based on the insured value of your sailboat less depreciation at the time of loss

All risk coverage

Coverage for all risks of direct physical loss or physical damage (unless excluded) such as:

  • Fire, lightning or explosion
  • Storm damage
  • Vandalism and theft
  • Collision, upset or impact
  • Sinking or stranding
Navigation area and operating season

Covered afloat from April 1 to November 30 within inland waters of Canada and the United States (above of 40° North). Coverage remains in effect while laid up. Navigational extensions available for southern navigation including the Caribbean.


Coverage provided up to $3 million for third-party bodily injury and property damage, pollution, wreck removal, uninsured and under-insured.

Medical and accidental death coverage

Coverage for bodily injury caused by accident on board your sailboat.

Deductible options

Choose your deductible to reduce annual premium.

Newly acquired sailboat coverage

Policy extends coverage for new or replacement boat acquisition from purchase date for up to 15 days.

Personal effects coverage

Coverage for personal effects including apparel, sporting equipment and any personal items

Additional claim expense included

Coverage for loss of use, emergency towing, delivery of fuel, emergency labour and accommodation with no deductible.

Other benefits

Vermin coverage, marine assistance, pet coverage included. Guaranteed replacement cost available.

Sail regatta & racing coverage

If you’re into sail racing, our policies can be customized to include coverage specific to racing activities, ensuring you’re covered on and off the racecourse.

Gallagher Skippers’ Plan is a proud member and supporter of Boating BC and the official insurance provider for Sail Canada.

* Older vessels may require photos, or a value and condition report, or an out of water marine survey. This is a general description of coverages. Subject to eligibility, policy special limits, and conditions. Boat insurance policy’s contain clauses that may limit the amount payable.

Why choose Gallagher Skippers' Plan?


With years over 70 years of experience in Alberta marine insurance, we understand the unique challenges of sailing in Alberta. Our experts are here to guide you through the process and find the coverage that fits your needs.

Tailored Policies

We believe in offering personalized solutions for Alberta sailors. Our policies are flexible, allowing you to customize coverage based on your sailboat’s specifications and your sailing habits. Insurance for large sailboats or sailing dinghies. Offering our exclusive Day Sailor product for Sailing Dinghies. As a member of Sail Canada or a Sail Canada member club, you’ll receive exclusive coverage. The most comprehensive marine insurance for Alberta Sailors.

Claims Support

In the unfortunate event of a claim, our dedicated claims support team will ensure a smooth and hassle-free process, getting you back on the water as soon as possible.

Don’t leave the safety of your Alberta sailboat insurance to chance. Get a personalized insurance quote from Gallagher Skippers’ Plan today. Our easy-to-use online quoting system ensures you receive a competitive and customized quote tailored to your specific needs. Protect your sailboat today.

Contact us now and embark on your sailing adventures with confidence, knowing you have Gallagher Skippers’ Plan by your side.