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Policy Term

December 31 to December 31 12:01AM standard time


 

Coverage Limit

$5,000,000 per occurrence and annual aggregate per instructor.


 

Summary

This policy covers certified instructors and coaches registered with Sail Canada against claims for third party bodily injury and/or property damage. Legal costs associated with any defense are also covered.

If at the time of loss there is any other insurance which would apply in the absence of this policy, the insurance under this policy shall apply only as excess insurance over all other insurance coverage.


 

Important Notes

  1. Any loss or claim involving the use or operation of watercraft more than 15 meters in length is excluded.
  2. This coverage excludes any damage to property which is in the “care, custody, or control of the instructors.”
  3. This coverage applies to the normal operations of instructors and coaches.
  4. The coverage territory is Canada and the United States; their territories and possessions.
  5. There is limited worldwide coverage if the claim arises from the activities of an insured person whose home is in the coverage territory but is away teaching for a short time provided the responsibility to pay compensatory damages is determined in an “action” brought within the coverage territory.

 

Claim Reporting

The CG&B Group Inc. must be immediately notified of any occurrence that may result in a claim under this policy.

This summary does not form part of the policy. Refer to the policy wording for applicable terms, conditions and exclusions.

Questions regarding this insurance can be sent to Len Notaro at The CG&B Group Inc
len.notaro@cgbgroup.com
1-800-267-6670
120 South Town Centre Blvd,
Markham Ontario