Welcome to Gallagher Skippers' Plan
Your trusted partner for Ontario Personal Watercraft (PWC) boat insurance
At Gallagher Skippers’ Plan, we understand the unique needs of Ontario PWC (Personal Water Craft) enthusiasts. Our comprehensive marine insurance coverage is tailored to provide you with the peace of mind you deserve while navigating the 1,000 Islands, the Muskoka lakes or another one of the many stunning waters of Ontario. Explore the exclusive benefits and coverage options we offer for your treasured PWC.
Protecting Canadian lifestyle on the water with coverage that fits your needs
Ontario personal watercraft insurance - Coverage highlights:
Claims are settled based on the insured value with no depreciation
Claims are settled based on the insured value less depreciation at the time of loss
Coverage for all risks of direct physical loss or physical damage (unless excluded) such as:
- Fire, lightning or explosion
- Storm damage
- Vandalism and theft
- Collision, upset or impact
- Sinking or stranding
Covered afloat from April 1 to November 30 within inland waters of Canada and the United States (above of 40° North). Coverage remains in effect while laid up. Navigational extensions available for southern navigation including the Caribbean.
Coverage provided up to $3 million for third-party bodily injury and property damage, pollution, wreck removal, uninsured and under-insured.
Coverage for bodily injury caused by accident on board the boat.
Choose your deductible to reduce annual premium.
Policy extends coverage for new or replacement boat acquisition from purchase date for up to 15 days.
Coverage for personal effects including apparel, sporting equipment and any personal items
Coverage for loss of use, emergency towing, delivery of fuel, emergency labour and accommodation with no deductible.
Vermin coverage, marine assistance, pet coverage included. Guaranteed replacement cost available.
Gallagher Skippers’ Plan is a proud member and supporter of Boating Ontario and the official insurance provider for Sail Canada.
* Older vessels may require photos, or a value and condition report, or an out of water marine survey. This is a general description of coverages. Subject to eligibility, policy special limits, and conditions. Boat insurance policy’s contain clauses that may limit the amount payable.
Why choose Gallagher Skippers' Plan?
With years over 70 years of experience in Ontario marine insurance, we understand the unique challenges of boating in Ontario. Our experts are here to guide you through the process and find the coverage that fits your needs.
We believe in offering personalized solutions for Ontario boaters. Our policies are flexible, allowing you to customize coverage based on your boat’s specifications and your boating habits. Insurance for Personal Watercraft (PWC’s). The most comprehensive marine insurance for Ontario PWC’s.
In the unfortunate event of a claim, our dedicated claims support team will ensure a smooth and hassle-free process, getting you back on the water as soon as possible.
Don’t leave the safety of your Ontario personal watercraft insurance to chance. Get a personalized insurance quote from Gallagher Skippers’ Plan today. Our easy-to-use online quoting system ensures you receive a competitive and customized quote tailored to your specific needs. Protect your PWC today.
Contact us now and embark on your sailing adventures with confidence, knowing you have Gallagher Skippers’ Plan by your side.
800.661.7211
